Health Insurance of Florida

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Life Insurance Plans

Our term life insurance plans feature rates among the lowest available. ValuTerm features a 20-year level term with industry-leading rates, as well as, an annual renewable term, a 10-year level term, and a 15-year level term. These plans have been rated as among the very best by a leading consumer magazine.

Valuterm Plan Description
These term life insurance plans feature rates among the lowest available. ValuTerm offers guaranteed level premium term from 10 years to 20 years at extremely competitive rates. These plans have been rated as among the very best by the leading consumer magazine.

Since 1988, ValuTerm has provided affordable term life insurance coverage to tens of thousands of people. Our most popular plans are ValuTerm 10, ValuTerm 15, and ValuTerm 20.

ValuTerm 10
This 10-year level premium term plan is renewable to age 90. Rates are guaranteed for 10 years, and a second 10 years of level rates can be applied for on the tenth anniversary. ValuTerm 10 was ranked near the top in every category in the last term life insurance survey done by the leading consumer magazine in the U.S.

ValuTerm 15
A level death benefit and 15 years of guaranteed level premiums make this plan attractive.

ValuTerm 20
Rates are guaranteed for a full 20 years, and a second 20 years of level rates can be applied for on the twentieth anniversary. Level death benefits, with renewability to age 90 and conversion to age 70, are available on all ValuTerm plans.