High Deductible/ Basic Plans
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Our fixed rate annuities provide consistently strong yields. WealthBuilder plans offer solid interest rate histories with guaranteed accumulation. A number of liquidity features and "no strings attached" bonuses make these annuities best for long-term, stable growth. |
WealthBuilder Plan Description WealthBuilder is an annuity portfolio that contains many annuity designs and individual features covering a wide variety of financial needs. These fixed rate annuities provide consistently strong yields. All of the plans offer solid interest rate histories with guaranteed accumulation. A number of liquidity features and “no strings attached” bonuses make these annuities best for long-term, stable growth. |
| Automatic WithdrawalSM Early retirees! This annuity is the perfect place for your funds. Golden Rule will calculate the substantially equal payments required by the IRS to avoid any surtaxes. Automatic Withdrawal also guarantees the return of your principal. Automatic Withdrawal is available for qualified and non-qualified funds. Systematic withdrawals of interest (even directly deposited, if you wish) make this annuity perfect for increasing your monthly income. Great for repositioning CD money. (GRI-AN-11) Champion SelectSM This new deferred annuity offers a variety of popular features: a 2% unconditional first-year bonus; a 5% bonus if you select a payout option (annuitization) after ten policy years with a minimum ten-year payout; an accidental death benefit provision for annuitants under age 60 which can expand the lump sum for heirs; a free interest withdrawal provision; and much more. Champion Select is available for qualified funds up to age 75; for non-qualified funds, the maximum age is 80. Look at the annuity that always puts you in first place: Champion Select. (GRI-AN-18) ClassicSM An annuity with an unconditional 1% first-year bonus, this plan also offers multiple liquidity features, including a 10% annual free withdrawal provision and living benefits waiver for 100% access to funds in case of terminal illness. Available for after-tax savings as well as IRA and qualified plan rollovers. Minimum premium is $7,500. (GRI-AN-17) Flex-VantageSM Good for consolidating various accounts into one annuity over a period of time. Offers a 1% first-year interest rate bonus, nursing home waiver of surrender charges, and a 10% annual free withdrawal provision. As with all Golden Rule annuities, there are no annual fees to pay with Flex-Vantage. Have you made your IRA (Roth or Traditional) or SEP contribution yet? Also available for non-qualified (after-tax) funds. (GRI-AN-13) FoundationSM Offers one of the highest base interest rates in the annuity industry, providing competitive yields for your long-term savings plans. Excellent tax-deferred alternative to CDs, savings accounts, and money markets. Foundation offers a 10% annual free withdrawal provision and is available through age 85. (GRI-AN-6) Guaranteed Income Plus® This single premium immediate annuity provides you with a guaranteed income for as long as you need it, regardless of changes in interest rates or the stock market. The Safety NetSM option provides the flexibility to liquidate your annuity balance should you decide to shift your income, assets, or investment strategy. You can choose to receive an income which is guaranteed for: a definite period of time; your lifetime, regardless of how long you live; or the lifetimes of you and someone else, such as your spouse. (GRI-AN-13) Passbook AnnuitySM The best annuity for college funding because the 10% IRS penalty has been eliminated for all withdrawals. Also ideal for other long-term goals, such as vacation homes and once-in-a-lifetime trips. The Passbook Annuity has a $5,000 minimum premium and a 1% first-year interest rate bonus. Annual withdrawals of interest are permitted without surrender penalty. (GRI-AN-16) Annuity CareSM* This innovative annuity is a new way to leverage funds to cover long-term care expenses. (GRI-AN-6, SA-S-762, SA-S-763) *Patent Pending Premier AdvantageSM The most liquid annuity we offer. Premier Advantage is the perfect “starter” annuity. With a minimum deposit of $5,000, you can reap the benefits of tax-deferral and also receive a first-year interest rate bonus of 1/2%. Available for qualified and non-qualified funds. Short surrender charge period annuity that also provides a guaranteed return of principal. (GRI-AN-12) Ultimate BonusSM A 3% unconditional bonus gives this plan our highest first-year interest rate. An excellent way to pay off remaining surrender charges on underperforming annuities or CDs. Ultimate Bonus offers a 10% annual free withdrawal feature and guarantees the return of your principal. Available for qualified and non-qualified funds. (GRI-AN-10) |
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